*ANNUAL PERCENTAGE YIELD (APY): The APY is accurate as of 08/07/2018.This rate applies to personal/consumer accounts depositing new money (outside funds) into the High Yield Money Market. The minimum balance to open the account is $25. **The minimum balance to earn the stated 1.85% APY is $100,000. Balances $10,000-$99,999.99 earn 1.50% APY. Balances less than $10,000 earn .25% APY. This rate is subject to change at any time. A $5 monthly maintenance fee will be assessed on balances less than $5,000. Federal regulations limit the number of electronic and check transactions you can make with your Money Market account to six transfers or withdrawals per monthly statement cycle. If you exceed these limits, a $5.00 excess activity fee may be assessed on each item after 6. Fees could reduce the earnings on the account. The rate may be withdrawn at any time.