Deposit Rates

Deposit Account Rates as of Tuesday, November 19th, 2019

High Yield Money Market Account and iYield Money Market^

Minimum to earn APY*CompoundedMinimum to openInterest RateAPY*

$100,000 +Daily$251.83%1.85%
$50,000-$99,999.99Daily$251.49%1.50%
$25,000-$49,999.99Daily$251.49%1.50%
$10,000-$24,999.99Daily$251.49%1.50%
$.01-$9,999.99Daily$25.25%.25%
*APY = Annual Percentage Yield.  ^ No checking account required. This rate applies to personal/consumer accounts depositing new money (outside funds) into the High Yield Money Market Account. No IRA accounts.  The rate may change at any time. Fees could reduce earnings.

Business High Yield Money Market Account^

Minimum to earn APY*CompoundedMinimum to openInterest RateAPY*
$100,000 +Daily$251.83%1.85%
$50,000-$99,999.99Daily$251.49%1.50%
$25,000-$49,999.99Daily$251.49%1.50%
$10,000-$24,999.99Daily$251.49%1.50%
$.01-$9,999.99Daily$25.25%.25%
*APY = Annual Percentage Yield.  ^ No checking account required. This rate applies to business accounts depositing new money (outside funds) into the Business High Yield Money Market Account.  The rate may change at any time. Fees could reduce earnings.

Featured Certificate of Deposits †

CD TermsMinimum to earn APY*CompoundedMinimum to openInterest RateAPY*
**7 months$2,500Not Compounded$2,5001.95%1.95%
**11 months$2,500Not Compounded$2,5001.80%1.80%
**17 months$1,000Daily$1,0002.00%2.02%
*  APY = Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. Rates may change at any time.
**At renewal the 17 and 11 month CDs will renew for a 12 month term at the 12 month rate in effect at the time unless you instruct otherwise.    At renewal the 7 month CD will renew for a 6 month term at the 6 month rate in effect at the time unless you instruct otherwise.  IRAs are not eligible for the 7, 11, and 17 month CD. Interest is not compounded and posted monthly on the 7 and 11 month CD terms.

iCertificates†

CD TermsMinimum to earn APY*CompoundedMinimum to OpenAPY*
**7-month iCertificate$2,500Not Compounded$2,5001.95%

**11-month iCertificate$2,500Not Compounded$2,5001.80%

* APY= Annual percentage yield.  † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. Rates may change at any time.
**At renewal the 7 month iCD will renew for a 6-month term and the 6 month rate in effect at the time unless you instruct us otherwise. **At renewal the 11 month iCD will renew for a 12 month term at the 12 month rate in effect at the time unless you instruct otherwise.    Interest is NOT compounded and posted monthly on the 7 and 11 month iCD terms.

Certificate of Deposit (Personal and Non-Personal) & IRAs**†

CD TermsMinimum to earn APY*CompoundedMinimum to openInterest RateAPY*
60-72 months$1,000Daily$1,0001.83%1.85%
48-59 months$1,000Daily$1,0001.83%1.85%
36-47 months$1,000Daily$1,0001.83%1.85%
24-35 months$1,000Daily$1,0002.00%2.02%
12-23 months$1,000Daily$1,0001.35%1.36%
6 months$2,500Not compounded$2,5000.35%0.35%
3 months$2,500Not compounded$2,5000.20%0.20%
 *APY= Annual Percentage Yield.  † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings.
 

Personal Statement Savings Account, Non-Personal Statement Savings Account, Savings Passbook Account**

Minimum to earn APY*CompoundedMinimum to openInterest RateAPY*
$100,000 +Daily$250.15%0.15%
$50,000-$99,999.99Daily$250.15%0.15%
$25,000-$49,999.99Daily$250.15%0.15%
$10,000-$24,999.99Daily$250.15%0.15%
$.01-$9,999.99Daily$250.15%0.15%
*APY = Annual Percentage Yield.  ** Rates may change at any time.  Fees could reduce earnings.

Advantage Checking Personal Account, Advantage Checking Non-Personal Account**

Minimum to earn APY*CompoundedMinimum to openInterest RateAPY*
$100,000 +Daily$2500.10%0.10%
$50,000-$99,999.99Daily$2500.05%0.05%
$25,000-$49,999.99Daily$2500.05%0.05%
$10,000-$24,999.99Daily$2500.05%0.05%
$.01-$9,999.99Daily$2500.05%0.05%
*APY = Annual Precentage Yield.  ** Rates may change at any time.  Fees could reduce earnings.